MCA Benefits

MCA offers a wide array of benefits to keep our members happy, healthy, and on the road.
Benefits you receive will vary based on the plan you select. Some restrictions apply. Please read your contract for full details and benefits .

Emergency Roadside or Collision Assistance

When you and your spouse are in a personal vehicle, you’re covered if something goes wrong.

Unlimited emergency towing service
All Plans provide for unlimited towing to the nearest service facility and some provide up to 100 miles of towing to the destination of your choice.

 24 hour emergency road service
Includes minor mechanical adjustments, changing tires, jump starts, fuel delivery and opening locked doors.
Our Total Security plan includes up to $100 toward towing for recreational vehicles and more
Includes RVs, boat trailers, motorcycles, Duallys, etc.

 Emergency reimbursement
Receive up to $500 for emergency room services after a covered accident.

 Daily hospital benefits
Receive $150/day up to $54,750 for a prolonged hospital stay as the result of a covered accident.

 Emergency travel and living expenses
Up to $500 for auto rental, lodging and meals or commercial transportation for you and your family after a collision away from home.

Legal Representation for Moving Violations

Our local attorneys will represent you for non-criminal moving violations, and our 92% success rate means you may never need to spend another weekend in defensive driving.

♦ Moving violations
Includes speeding, following too closely, improper lane changes and more. $200 maximum reimbursement for legal representation.

 Vehicular manslaughter, auto assault or vehicular homicide
Maximum coverage of $2,000.00.

♦ Personal damages collection
Covers injuries sustained while in a vehicle or being struck by a vehicle while walking. $500 maximum representation.

♦ Auto damages collection
Personal vehicles. $500 maximum representation.

Travel Assistance & Discounts

This comprehensive program provides you with professional, multilingual, 24/7 travel and emergency medical assistance services worldwide whenever you are traveling 100 miles or more away from your principal residence

 Touring and Travel Services
Customized maps and itineraries, plus booking assistance for hotel, car rental, and commercial travel.

♦ Travel Discounts
Rental cars, hotels/motels and more.

 Emergency Medical Evacuation or Assisted Repatriation
If necessary, a medically supervised evacuation to the nearest medical facility or, when in a foreign country, transport back to your home

Healthcare Discounts

Healthcare is really expensive. You’ll save with our free vision, prescription and dental discount card.

Physicians network
Save up to 30% on general physicians and specialists.

♦ Surgical specialist
Save up to 50% on surgical specialists.

♦ 24/7 Doctor consultationt
Get immediate free access to licensed nurses who will guide you to the care you need. When appropriate, you can consult with a physician via phone from anywhere for a flat fee of $65.

♦ Health care assurance
A patient advocate will help navigate medical bill questions and negotiate on your behalf. Lab testing service
Save up to 50% on testing.

♦ Imaging & MRIs
MRIs and imaging at pre-negotiated prices.

♦ Dental discount
Save 20% - 40% on dentists

♦ Pharmacy discount
Save up to 50% on prescriptions.

♦ Vision care
Save up to 50% on glasses and 20% on contacts.

 Hearing care
Hearing care with pre-negotiated savings, top technology and comprehensive aftercare.

♦ Healthy living
Discounted diabetic supplies, vitamins, minerals, herbs and other nutritional supplements.

Loss Protection Program

When you‘re on the road, you’re at a greater risk of theft and other misfortunes. MCA can help.

 Reward for stolen vehicle
$5,000 for info leading to the arrest and conviction of anyone stealing your auto.

♦ Credit card protection
Up to $1000 reimbursement for misuse of registered stolen cards (not available in Texas)..

♦ Farm and ranch reward
Up to $500 reward for info leading to the arrest and conviction of anyone stealing your livestock, saddle and tack, trailers, or farm equipment.


Please note, all plans may vary. Please see the plan comparison page for specifics, exclusions and limitations.